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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to operate live ad accounts and make operational decisions that change spend. It states the agent has "direct access to ad platform accounts" and instructs loading playbooks "for any operational decision on a live account (kill/keep/scale/budget)". It includes detailed budget allocation rules (how and when to increase budgets) and a platform integrations table referencing ad-platform integration docs (Google Ads marked with an MCP/check), implying the capability to interact with platform APIs to change budgets/spend. Managing ad spend budgets via platform integrations is a direct financial execution capability.