use-modular-wallets

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill implements direct financial operations via crypto wallet transactions and USDC transfers using the Circle Modular Wallets SDK (ERC-4337/ERC-6900). Independent access control (such as service-enforced authentication or session checks) is not established by the skill or its configuration guide; transactions rely on passkey signatures and client-side code execution. Therefore, direct operations without qualifying independent access control fall under high severity.