eval-plan

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill operates a priced evaluation pipeline ("priced pilot", reserve/settle usage through a spend ledger, pricing models, checking caps). This constitutes an indirect financial operation (submitting billable usage/costs and managing evaluation spend budgets/caps). Therefore, the evaluation tier is medium.