expense-report

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill processes receipts and expense data to generate an Excel expense claim summary workbook and flag exceptions. This constitutes creating reports and summarizing data rather than directly moving, charging, or requesting money, making it an indirect financial operation. Under the evaluation guidelines, indirect financial operations receive a medium severity rating.