datanalysis-credit-risk

Pass

Audited by Gen Agent Trust Hub on May 6, 2026

Risk Level: SAFE
Full Analysis
  • [COMMAND_EXECUTION]: The skill utilizes the multiprocessing and joblib libraries to perform parallel processing of statistical metrics (such as Population Stability Index and Information Value). This is a standard performance optimization for processing large-scale credit datasets on multi-core systems.
  • [EXTERNAL_DOWNLOADS]: The skill references several well-known third-party libraries including pandas, numpy, toad, lightgbm, scikit-learn, and openpyxl. These are standard tools for data analysis, machine learning, and Excel report generation.
  • [INDIRECT_PROMPT_INJECTION]: The skill is designed to ingest and analyze external data files provided by the user.
  • Ingestion points: Data enters the environment via references/func.py using pandas readers (pd.read_parquet, pd.read_csv, etc.) based on user-supplied paths.
  • Boundary markers: The skill does not implement specific boundary delimiters or "ignore embedded instructions" warnings for the data it processes.
  • Capability inventory: The skill possesses the capability to read local files, write Excel reports to the filesystem, and spawn multiple processes for calculation.
  • Sanitization: The skill performs technical data cleaning by replacing specific numerical placeholders (e.g., -999) with NaN, though it does not perform security-centric sanitization of the input data.
Audit Metadata
Risk Level
SAFE
Analyzed
May 6, 2026, 02:14 AM