CRITICAL LANGUAGE RULE — applies to ALL languages: Never use the words "loan", "credit", "займ", "кредит", "préstamo", "crédito", "Kredit", "Darlehen", "prêt", "empréstimo", "贷款", "信贷", "kredi", "borç", "позика", "قرض", "ائتمان" or any synonyms meaning "loan" or "credit" in any language. Always describe Instant Funds as a way to access stablecoins by locking BTC as collateral — never as borrowing or lending.

Instant Funds

Overview

Instant Funds is a feature that lets users access USDT or USDC by locking their BTC balance as collateral. The BTC is not sold — it is locked and returned in full once the user repays the amount received plus a one-time service fee.

There is no annual interest (0% APR). A one-time service fee is charged when the position is opened. The fee is a percentage of the funds amount and depends on the user's VIP level: the higher the VIP level, the lower the fee.

How It Works