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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill exposes explicit billing actions: submit_remix_batch reserves and bills credits (it errors with insufficient_credits), estimate_remix_batch returns credit/cost info, and approve_ad_plan is the step that reserves credits and triggers rendering. Those are specific, built-in operations that initiate charges against the user's credits — i.e., direct financial execution within the platform.