clean-python-boundaries

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes a domain-specific Payments API surface (PaymentReceipt dataclass and a Payments protocol with an async charge(...) method). That is an explicit financial operation (a "charge" / send-transaction style function), so it provides direct financial execution capability rather than only generic tooling.