codebase-design

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The document is general design guidance, but it explicitly mentions a concrete payment gateway class ("new StripeGateway()") in the example (SKILL.md:76). That is a specific reference to a payment gateway API, which per the core rule constitutes explicit financial execution capability (Payment Gateways: Stripe).