agency-bookkeeper-controller

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly financial and includes direct payment capabilities. It names wire/ACH processing under Cash Management, AP tasks like "payment scheduling" and "invoice processing," and lists AP/expense platforms (Bill.com, Tipalti, Brex, Ramp) that are used to initiate or manage payments. It also mentions "API integrations between banking, ERP, and reporting systems" and "RPA" for transaction processing. These items indicate the agent is intended to initiate or manage money movement rather than merely provide generic automation or advisory functions.