agency-cross-border-e-commerce-specialist

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly names payment/collection platforms: "PingPong, Payoneer, WorldFirst, LianLian Pay/LianLian Global" and "payment gateways (Stripe/PayPal)" for DTC sites. These are specific payment gateway/collection services (i.e., tools whose primary purpose is moving money). Even though the skill frames them in a selection/fee-comparison advisory context, the presence of these named financial execution services meets the "specific tools" criterion for Direct Financial Execution authority.