agency-legal-billing-time-tracking

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to manage billing and payment workflows, including actions that move money: "Process payments," "Apply trust funds / apply trust retainer to invoice," and "Disbursements from Trust: Transfer to operating account upon earning fees." It also names payment processors (LawPay / CPACharge) and accounting integrations (QuickBooks), and prescribes applying payments to AR and executing trust disbursements. Those are specific, finance-focused operational capabilities (payment processing and trust-account transfers), so it grants direct financial execution authority.