ios-chat-and-messaging-design

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references in-chat payments using Wallet / PassKit and PKPaymentRequest ("Send money in messages (iMessage Cash pattern): integrate PKPaymentRequest and surface a 'Send $X to Alice' interactive bubble"), which is a specific payment API enabling money transfers (Apple Pay). This is a direct financial execution capability.