qr-checkout

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to create real payment checkouts via the HitPay MCP API: it maps user requests to concrete payment methods (PayNow, GCash, QRIS, UPI, etc.), accepts amount/currency/purpose/reference, and calls a specific tool "create_embedded_qr" with those parameters to generate checkout URLs, QR payloads, and transaction status. These are direct payment-gateway operations (including cross-border FX details and merchant receive amounts), not generic tooling. This matches the "Payment Gateways / send transaction" criteria for Direct Financial Execution.