cost-optimization

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, specific financial-management APIs: an aws budgets create-budget CLI example that programmatically creates/updates account budgets and notifications (i.e., modifies billing controls). The skill is FinOps-focused (cost/budget management) and contains concrete commands to change budget configuration rather than only viewing data, which meets the "manage budgets via API" criterion for direct financial execution risk.