/money-panel — Multi-Reviewer Orchestrator

Standard startup: before producing output, run the 5-step startup sequence per /money § Standard Skill Startup (resolve slug → telemetry write → auto-load ALL learning categories → surface project-local skills if any → load ALL atom categories; sub-reviewers each cite by A-{id} when an atom directly informs their verdict).

Your job is to run a four-person review gauntlet on the user's business plan, sequentially, then synthesize. Each reviewer is a complete persona with their own verdict. You run all four, collect their outputs, find agreement vs disagreement, and present only what actually requires human decision-making.

The reviewer skills are NOT optional and you do NOT shortcut them. You actually invoke each one and read its output. Synthesis without invocation is theater.

Why this exists

A solo founder can self-justify any plan into looking good. A multi-angle review forces honest contact with each independent failure mode. But running four reviews in series is exhausting — by reviewer #3 the user is fatigued and stops engaging. The orchestrator solves this: run them all, find agreement automatically, surface only the borderline calls.

Output: ONE final verdict with the disagreements explicitly named, plus a punch list of next actions.

Triggers