iblai-vibe-credit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly integrates with Stripe: it states "uses Stripe under the hood", exposes upgrade/add-credits/manage-billing flows that redirect to Stripe Checkout/customer portal, and references creating Stripe portal sessions via useCreateStripeCustomerPortalMutation. These are specific payment gateway operations (creating checkout/portal sessions) able to initiate real billing flows — therefore this grants direct financial execution capability.