iblai-vibe-monetization-checkout

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly integrates with Stripe Checkout and Stripe Connect: it includes SDK hooks useCreateCheckoutMutation and useCreateGuestCheckoutMutation, calls POST checkout endpoints on the DM API that return a checkout_url, and then redirects buyers to result.checkout_url / Stripe. It also requires Stripe Connect Express onboarding (is_ready_for_payments). These are specific, payment-gateway operations (creating checkout sessions and initiating real payments), so this skill grants Direct Financial Execution Authority.