iblai-vibe-monetization

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about item-level monetization and integrates Stripe Connect Express, checkout flows (including guest checkout), billing APIs under /api/billing and /api/service/.../stripe/connect/, Stripe Connect onboarding, and subscription cancel/analytics endpoints. These are specific payment/financial APIs and workflows (sending/receiving payments, onboarding Stripe accounts, checkout callbacks), not generic tooling — so it grants direct financial execution capability.