plaid-fintech

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about Plaid (a banking API) and describes Plaid-specific operations: creating link_tokens and exchanging public_tokens for access_tokens, using /transactions/sync, and handling item/webhook events. These are concrete banking API capabilities that enable access to user bank accounts and financial data (and can be used as part of money-movement flows), so it constitutes direct financial execution authority risk.