agency-wechat-mini-program-developer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes WeChat Pay integration: it instructs implementing WeChat Pay and contains a payment implementation (createOrder + wx.requestPayment) that invokes the platform payment flow using server-provided prepay parameters. This is a specific payment-gateway integration (WeChat Pay), i.e., direct financial execution capability.