agency-wordpress-shopping-cart-engineer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly defines payment gateway integration and operations: it names gateways (Stripe, PayPal, etc.), lists supported operations (authorize, capture, void, refund), requires webhook handling and reconciliation, and even includes developing custom payment gateways and running test charges/refunds. These are specific, explicit financial execution capabilities (processing captures/refunds, saved cards/tokenization, gateway integration), not generic tooling, so it grants Direct Financial Execution Authority.