hmos-ascf-assistant

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes platform payment APIs and instructions to execute payments: it documents has.requestPayment({ orderStr }) for physical goods (Payment Kit) and has.createIap({ productId, productType }) for virtual goods (IAP). These are specific, purpose-built payment APIs that enable initiating financial transactions, so this skill grants direct financial execution capability.