finance-bookkeeper-controller

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly describes operational capabilities that move money: "wire/ACH processing" (direct bank transfers), AP automation platforms (Bill.com, Tipalti, etc.) and expense/payments tooling, and mentions API integrations with banking systems. These are specific, finance-focused functions for executing payments and integrating with banking/payment APIs, not generic tooling—so this grants Direct Financial Execution Authority.