Fintech Patterns Skill

Purpose

Implement production-grade financial backend systems with double-entry accounting, transaction processing, KYC/AML compliance, and audit-ready data models.

Agent Protocol

Trigger

User mentions payment processing, double-entry ledger, financial reconciliation, KYC, AML, transaction processing, multi-currency, escrow, reserve management, financial audit, Stripe integration, payment lifecycle, or accounting patterns.

Input Context

• Payment provider(s) and integration scope
• Ledger design requirements (single vs double-entry)
• Currency and multi-currency needs
• KYC/AML requirements by jurisdiction
• Transaction volume estimates
• Reconciliation frequency and method
• Regulatory compliance requirements (PCI-DSS, GDPR, SOX)