backend-openapi-documentation

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an OpenAPI/spec-first workflow targeted at a "Payment Service API" (explicit title and description: "Handles payment processing and reconciliation") and includes concrete endpoints such as POST /payments (operationId: createPayment) and payment schemas. This is not a generic tool — it is specifically defined to model payment operations (creating/listing payments and webhooks), which are directly related to executing financial transactions.