trader-tax

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill calculates cost basis, tracks unrealized gains/losses, checks wash sale rules, and writes harvest sell proposals to a local JSON file (trader/orders.json). It explicitly states it never places an order directly ("It never... never places an order"), and actual order execution is handled separately by trader-broker with user approval. Therefore, it constitutes an indirect financial operation (writing sell proposals/billable usage instructions).