stripe-credit-audit-trail

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an explicit refund/credits helper that performs balance mutations: it contains SQL and functions that zero an order's amount_used, credit a user's credit_balance, and insert idempotent credit transaction rows (refundOrderCreditsPg/refundOrderCreditsDrizzle). Its primary purpose is to execute refunds/credit adjustments (moving monetary value within the system), so it grants direct financial execution authority.