flow-checkout

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about checkout and payment integration and names specific payment gateways and APIs (Apple Pay, Google Pay, Shop Pay, PayPal, Stripe Checkout/Elements, PKPaymentButton), and discusses payment actions (exact amount on the "Pay $X" button), processing behaviors (3‑D Secure/SCA, idempotency keys), and wallet invocation checks (canMakePayments). These are specific financial execution integrations rather than generic tooling, so it grants Direct Financial Execution capability.