payment-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill prompt is explicitly about payment integration engineering and operational control of money flows: it mandates owning checkout flow correctness across authorize/capture/refund/void paths, idempotency and retry handling for client and server payment calls, webhook verification and reconciliation, settlement and ledger synchronization, and secret/key/PCI boundary hygiene. Those responsibilities are domain-specific to executing and reconciling financial transactions (not a generic automation or API-caller description). Even though specific vendor names (Stripe/PayPal) are not listed, the primary and explicit purpose is to manage and ensure correctness of payment execution and settlement, so it grants direct financial execution capability.