form-1116

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill produces an audit-grade draft of IRS Form 1116 for claiming the Foreign Tax Credit. This constitutes an indirect financial operation because it creates tax reporting documentation (bills, credits, or return items) for downstream handling by the taxpayer or filing systems. No direct payment, transfer, or charge operations are executed by the skill.