form-8919

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill produces an audit-grade draft of IRS Form 8919 and provides guidance for tax preparation and optional filing via browser automation. Calculating tax liabilities, drafting tax forms, and generating compliance reports constitute indirect financial operations (creating bills/invoices/submissions for downstream handling). No direct financial operations (transfers, charges, refunds, or direct payment execution) are performed by the skill itself.