schedule-se

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill computes self-employment tax (Schedule SE) and produces an audit-grade draft, referencing an optional browser automation playbook for filing. This represents indirect financial operations (calculating and preparing tax return documents for downstream filing) rather than direct payment transfers or charges, resulting in a medium evaluation under the rule definitions.