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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The SKILL.md is a blockchain wallet/SDK that explicitly exposes methods to send value and token transfers (sendTransaction, sendCalls, eth_sendTransaction, wallet_sendCalls), batch/atomic transfers, grant spend permissions (spend-permission with allowances), and server-side spender accounts (Account.fromLocalAccount) used to charge users. These are specific, purpose-built financial execution APIs (on-chain payments and permissioned charging), so the skill grants direct financial execution authority.