example-zk-loan-application

MEDIUM W012: Unverifiable external dependency detected (runtime URL that controls agent).

• Potentially malicious external URL detected (high risk: 0.90). The skill's end-to-end run instructions explicitly fetch and run a remote Docker image "midnightntwrk/proof-server:8.0.3" via docker run (e.g., docker run -d -p 6300:6300 midnightntwrk/proof-server:8.0.3), which pulls and executes remote code at runtime.

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill implements a blockchain-backed loan dApp with explicit on-chain financial operations: it defines contract circuits for requestLoan/respondToLoan, a headless wallet CLI with commands to request and accept loans, an attestation API that Schnorr-signs credit profiles, and client code that submits ZK transactions via wallet SDK (submitCallTxAsync / submitTxAsync). These are specific crypto/blockchain transaction and signing capabilities to authorize loan amounts (financial actions), not generic tooling — therefore it grants direct financial execution authority.