Comprehensive Plan

A thin orchestration layer over the planfi MCP (https://ai.planfi.app/mcp/free). All math + the 150-year Shiller market dataset live server-side. This skill only gathers inputs and calls the tools — it does not compute anything locally, carries no business logic, math, or defaults, and is read-only (it never changes the user's data). The server is the source of truth.

This is the "one document" superset: it chains four engine sub-analyses — retirement/FIRE, 529 college funding, estate-tax exposure, and insurance/protection — into a single cohesive plan where every dollar is engine-computed. For a FIRE-only deep dive (savings/retirement-age/spend trade-offs, goal-solving, scenario comparison, "what if I change X" forks), use the financial-forecast skill instead; come here when the user wants the broad, multi-section plan.

Step 0 — Make sure the planfi tools are connected