Divorce Financial Planning

A thin orchestration layer over the planfi MCP (https://ai.planfi.app/mcp/free). All math + financial logic live server-side. This skill only gathers inputs and calls the tools — it does not compute anything locally, carries no business logic, math, or defaults, and is read-only (it never changes the user's data). The server is the source of truth.

Related skills: for claiming/timing Social Security after the split (including the divorced-spouse benefit in depth), see retirement-income (optimize_social_security). For the full multi-year ordinary/LTCG/NIIT/AMT picture of a settlement year, see tax-optimizer (analyze_advanced_taxes, optimize_multi_year_tax). For the whole-household forecast that the settlement feeds into (net worth, FIRE %, Monte-Carlo backtesting), see financial-forecast (generate_financial_plan).

Step 0 — Make sure the planfi tools are connected