equity-comp-planner
Equity Comp Planner
A thin orchestration layer over the planfi MCP (https://ai.planfi.app/mcp/free). All equity valuation, AMT/tax math, and concentration thresholds live server-side. This skill only gathers inputs and calls the tools — it does not compute anything locally and bakes in no defaults of its own. Read-only.
Related skills: for the pre-IPO/founder-specific 83(b) early-exercise election and the §1202 QSBS
gain exclusion, see startup-equity-planner (analyze_startup_equity). For an employer
Nonqualified Deferred Comp (NQDC / 409A) election — deferring salary/bonus past qualified-plan caps,
lump-vs-installment distribution, and creditor risk — see deferred-comp (analyze_deferred_comp).
For appreciated employer stock held inside a 401(k) at job change or retirement — whether to
elect a Net Unrealized Appreciation (NUA) in-kind lump-sum distribution (LTCG on the appreciation)
versus an IRA rollover or Roth conversion — use analyze_nua (Step 2 below).