Finance Explainer — distill the toolset into a noob→expert guide

A content-generation skill. It fans out a Workflow of agents over the planfi tool catalog to write one long-form blog post that walks a complete beginner all the way to near-expert. The planfi engine/MCP is the source of truth for the depth; the agents translate that depth into plain-English teaching prose. The output is a finished markdown article — it does not change any user data and invents no figures (illustrative examples only; the real math stays in planfi).

It runs in two modes, auto-selected by whether you pass a topic:

• BROAD (no topic) — one post spanning the whole personal-finance journey across all ~11 domain clusters (the showcase guide).
• DEEP (topic set) — a focused deep dive on ONE topic (e.g. "529 college investing"). A scoping agent reads the catalog, picks the tools relevant to that topic, and derives the sub-angle clusters; the SAME distill → architect → write → edit pipeline then produces a tightly-scoped article. This is the reusable mode for per-topic content flows.

This skill is the user's explicit opt-in to multi-agent orchestration — run the workflow; don't try to write the whole guide solo in the main loop.