tax-optimizer
Installation
SKILL.md
Tax Optimizer
A thin orchestration layer over the planfi MCP (https://ai.planfi.app/mcp/free).
All tax math, brackets, and limits live server-side. This skill only gathers inputs and calls the
tools — it does not compute anything locally and bakes in no defaults of its own. Read-only.
Every tool returns a structured assumed_defaults[] array ({ field, assumed_value, note })
listing each input it had to assume — always read these back to the user.
Related skills: for high-W2 execs weighing an employer Nonqualified Deferred Comp (NQDC / 409A)
election — defer-now-vs-take-now, lump-vs-installment distribution, and smoothing the distribution
years' brackets / IRMAA — see deferred-comp (analyze_deferred_comp).