setup-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes payment APIs and actions: creating hosted checkout sessions (kelviq:checkout_create_session), creating off-session charges/subscriptions (kelviq:subscription_create), updating subscriptions (kelviq:subscription_update), and canceling subscriptions (kelviq:subscription_cancel). These are specific financial operations (charging customers, managing subscriptions/charges) rather than generic tooling, so the skill grants direct financial execution capability.