monetization-playbook

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed for monetization and contains concrete payment integration code and instructions. It includes Stripe integration code (require('stripe')(process.env.STRIPE_SECRET_KEY), creating checkout.sessions, success/cancel URLs, webhook handling) and step-by-step Stripe setup (account creation, API keys, checkout flow, webhooks). It also provides Gumroad integration and direct API/license verification endpoints. These are specific payment gateway integrations (Stripe, Gumroad) and thus enable direct financial transactions rather than being generic tooling.