convention-oop

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit payment integration examples (mentions StripeClient, a PaymentGateway class, and methods like charge/create_charge). It directly references a payment gateway API in code (and a bad example where OrderService instantiates StripeClient), which is a specific financial execution capability rather than a generic tool. Therefore it meets the "Payment Gateways" criterion for Direct Financial Execution.