DCQL: KYC (photo ID + address proof)

Scenario

KYC onboarding needs BOTH: a Photo ID (identity) AND a proof of address, where either a Utility Bill or a Bank Statement satisfies the address requirement. Two required credential_sets in one request.

Before you build: run the integrator intake in igrantio-ows-overview - environment, API key, tenancy, backend host, webhooks, frontend - one question at a time, a recommended default with each.