referral-programs

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly covers monetary reward payout mechanics and names payout/payment platforms. It describes triggering referrer rewards when a prospect completes payment, enforces "pay on collection" rules, and recommends payout-management/Stripe-native tools (PartnerStack, Rewardful). These are specific references to payment gateway/payout functionality (i.e., moving money), which constitutes direct financial execution capability.