accounts-payable-agent

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documentation explicitly defines an autonomous accounts payable agent with built-in tools and code examples for executing real payments across multiple payment rails including ACH, wire, crypto, stablecoins, and payment APIs like Stripe (payments.send(...), payments.checkByReference(...)). This directly grants Direct Financial Execution Authority.