Paddle

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a Paddle payments integration: it describes using Paddle's production and sandbox APIs (https://api.paddle.com), handling checkout, subscription management, webhook verification, transaction IDs, price IDs, and tax/compliance for SaaS billing. Paddle is a payment gateway and the skill's primary purpose is to process and manage payments/subscriptions (i.e., move money). This matches the "Payment Gateways" criterion for Direct Financial Execution.