Cash Flow Forecaster

Table of Contents

• Overview
• Input contract
• Workflow
• Discretionary modeling
• Output contract
• Guardrails

Overview

A monthly average tells you nothing about whether your rent will clear on the third when your paycheck lands on the fifth. This skill projects daily ending balance for each cash account over the forecast horizon by combining:

• Today's actual balance.
• Every scheduled recurring inflow and outflow with a next_expected_date in the window.
• An estimated discretionary tail derived from the last 6 months of non-recurring spend.

It surfaces the days where projected balance dips below a configurable safety floor, and the trough day for each account.