technical-design-doc-creator

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is a Technical Design Document generator, but it explicitly includes payment-specific integrations and references to concrete payment tools/APIs (multiple Stripe mentions: "Stripe API", "Stripe credentials", "Services call external Stripe API", "POST /subscriptions", webhooks/signature validation, PCI DSS guidance, and "Stripe API" listed as a dependency). Those are specific payment gateway references (not generic placeholders), so under the rule to flag skills that contain specific payment gateway or financial API capabilities, this skill should be considered as containing direct financial execution-related integrations.