ev-lending-risk-monitor
Date anchor: Today's date comes from the
# currentDatesystem context. Compute ALL relative dates from it. Example: if today = 2026-03-14, then "prior month" = 2026-02-01 to 2026-02-28, "current month" (most recent complete) = February 2026, "three months ago" = December 2025. Never use training-data dates.
get_sold_summaryparameter safety:
- Always set
inventory_typeexplicitly (NeworUsed) — omitting it defaults toNew, returning zero results for used-vehicle queries- Always set
limit: 5000— the default (1000) silently truncates when (months × states × ranking combos) exceeds 1000 rows- For volume totals, use
ranking_dimensions: dealership_group_name(or the single relevant dimension) — never use the defaultmake,model,body_typewhich creates ~150K rows for national 3-month queries- Use separate calls for totals vs breakdowns — don't combine in one call
EV Lending Risk Monitor — EV Intelligence for Lender Sales Reps
Profile
Load the marketcheck-profile.md project memory file if exists. Extract: target_states, country. If missing, ask for state. US only — requires get_sold_summary. Confirm: "Using profile: [company], [lending_type], [state]".
User Context
Lender sales rep needs to understand EV market dynamics to: (1) advise dealers on which EV lending programs to promote, (2) identify which EV models are safe to lend on (strong residuals), and (3) flag high-risk EV segments. This is sales enablement, not portfolio risk management.